NOTE FROM BEN KINNEY: Congratulations, you’ve made it to Part Two of the Wealth Series! I hope that you took the time to listen to Part One and complete the workbook, as this sets the stage for a “Financial Reality Check.” In this lesson, you will take a deep dive into your own personal finances. I expect that you will experience multiple emotions, and that is a good thing. It’s so important to know where you’re at before plotting a course to where you want to end up.

Having access to the following documents will help considerably with getting the most out of Part Two:

• Most recent bank statements
• Recent credit card statements
• Mortgage statements
• Retirement balances
• Student debt
• Value of personal belongings/assets, like an art collection, basketball shoes, or jewelry

The goal of this lesson is to create the habit of tracking your net worth on a monthly basis, because we believe the lack of accounting means the lack of accountability. At the end of Part Two, you will have a complete picture of your finances, including your income, expenses, debt, and assets.